Personalized Mortgage Solutions for Every Stage of Life…

Patty Villalobos

Mortgage Consultant | NMLS# 247845 Reg# CA-DBO247845

With over 18 years in the mortgage industry, I serve a diverse range of clients, from first-time homebuyers to seasoned investors. Each loan signifies a family's dream or an investor's strategy, and I am committed to providing expert guidance.

I specialize in navigating the complexities of home financing, offering tailored loan solutions to meet each client's unique needs. Whether you're a new homeowner, experienced buyer, investor, or seeking renovation financing, I ensure you find the perfect loan. My offerings include FHA, VA, Conventional loans, jumbo mortgages, HELOCS, and alternative documentation loans for self-employed and real estate investors.

Clear communication is fundamental to my approach, which I believe is key to a successful home loan experience. I am dedicated to delivering outstanding service by prioritizing personalized attention and education, empowering you to make confident, informed decisions throughout the process.

Home Purchases

Discover the right home financing for you, from fixed-rate and adjustable mortgages to government-backed and conventional loans. Understand your options and key factors like interest rates, down payments, and loan terms.

Refinance

Explore refinancing options to lower your mortgage rate, reduce monthly payments, or tap into home equity. Understand the benefits, costs, and impact on your financial goals.

  • "There aren't enough good things I can say about Patty; she was thorough, professional, knowledgeable, and really cared about us, and our experience; and most importantly our money. I thank her for her guidance throughout this whole process. She was able to take care of any questions we had and always calmed our nerves. Homebuying can be an intimidating process and she made it seamless."

    Raquel Rizo

  • “Patty Villalobos is one of the hardest working lenders I’ve ever worked with. She helped us purchase our home even when I thought it wouldn’t be possible she went above and beyond to get us the best interest rate possible I would recommend her services to anybody looking to purchase or refinance a home. She took the time to explain everything so we could understand exactly what we were getting into. and even after we closed, she still continues to help us in anyway she can I truly thank you for all you’ve done for us. You're amazing Patty!”

    Erica Alcaraz

  • “THANK YOU PATTY for all your hardwork and amazing teamwork in getting the transaction closed for our clients. You have been responsive and communicative from the beginning of working with you last year and qualifying our clients, to finally getting them in transaction and getting that insane escrow closed! It was not easy and you worked hard in getting them in their home! I will miss talking to you daily, but look forward to another transaction together. I look forward to working with you in the future. THANK YOU!”

    Vanessa Duran

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